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Vision Insurance

Vision care is personal and so is your relationship with your eye doctor. The Guardian DirectTM alliance with VSP helps provide you with access to care from great eye doctors, quality eyewear, and the affordable care you deserve.

Find a Vision Plan in your area

Plan options vary by location due to state requirements.
Please enter your five-digit zip code to start building the plan that’s right for you.


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What does it cover?

Guardian Direct and VSP help you save on Vision care. Click on each category to view coverage details.

Find an Eye Doctor

Looking for an eye doctor? View a list of VSP network doctors in your area.

Case studies

With their Guardian Dental Advantage Bronze plan, Dave and Emily received preventive care from one of our more than 114,000 in-network dentists. Their care, including cleanings and x-rays, was fully covered. 

 

* Coverage based on Dental Advantage Bronze PPO plan reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs. #2018-53316 (exp. 1/20)

Ted takes good care of his teeth by brushing and flossing regularly, so he was disappointed when his Dentist found a cavity. With his Guardian Dental Advantage Gold plan, Ted saved $158 on getting his cavity filled.

 

* Coverage based on Dental Advantage Gold PPO plan reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs. #2018-53316 (exp. 1/20)

Emma was excited to be getting braces to correct her overbite. With her parents' Guardian Dental Advantage Gold plan, Emma's parents were able to save $2,925 off the cost of Emma's new and improved smile.

 

* Coverage based on Dental Advantage Gold PPO plan reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs. #2018-53316 (exp. 1/20)

Jim took a big bite and knew instantly he had cracked his tooth. His Dentist recommended root canal surgery and a crown at a cost of $2,258. With his Guardian Dental Advantage Silver plan, Jim paid only $968, saving $1,290.

 

* Coverage based on Dental Advantage Silver PPO plan reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs. #2018-53316 (exp. 1/20)

Jasmine had gum disease. Jasmine's Dentist advised that gum surgery could help prevent the spread of bacteria from her gum disease to protect her overall health. With Guardian Dental Advantage Silver, she saved $829. 

 

* Coverage based on Dental Advantage Silver PPO plan reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs. #2018-53316 (exp. 1/20)

Frequently Asked Questions

Questions about Vision insurance?  We've got answers.

Your vision is not something to be taken for granted. Clear vision is essential for everyday activities for you and your family. And did you know that taking care of your vision is also important to your overall health? Having regular check-ups can help detect conditions such as diabetes and high blood pressure before they become more serious. Vision insurance can be a smart budgeting tool to help you save on annual eye exams, frames and lenses.

Source: https://www.aao.org/eye-health/tips-prevention/diagnosing-systemic-diseases-eye-exams (accessed 2018)
No. Your plan offers an allowance on eyeglasses OR contacts, but not both in a 12 month period.
No. Your plan has no deductibles (amounts that you must cover before the plan pays benefits) and there are no waiting periods during which no benefits are paid.
To get the most from your benefits, we recommend you choose a VSP network doctor. VSP has the largest independent doctor network in the country. And an added benefit of seeing a VSP network doctor is that there are no claim forms to complete. You can Find an Eye Doctor in VSP’s network here.
If you choose to see an out-of-network doctor, you’ll receive less coverage. Payment will be expected at the time of your visit, and following your appointment, you’ll need to complete a claim form and include any itemized receipts.
No. Each member of your family covered on your plan can choose their own eye doctor.
See more FAQs

 

Vision

Vision insurance is provided by VSP and billing and premium collection services for such vision insurance are conducted by DTC GLIC, LLC (d/b/a DTC GLIC Insurance Sales, LLC in California). DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America ("Guardian").

Guardian and DTC GLIC, LLC are not affiliated with VSP and Guardian and DTC GLIC, LLC do not assume any responsibility or liability for non-Guardian products or services, including those offered by VSP.

 

TruHearing®

TruHearing’s digital hearing aid discount plan is available to VSP members and is not insurance. TruHearing is an independent third party not affiliated with Guardian.  The discounts for hearing aids are available only from participating TruHearing providers and will vary depending on the provider or service received. TruHearing does not make payments to providers for the services received under the discount plan. You are obligated to pay for all medical or ancillary services but will receive a discount from those TruHearing providers that have contracted with Truhearing.  VSP does not provide or operate any discount hearing program. The relationship between VSP and TruHearing is that of independent contractors. VSP makes no endorsement, representations or warranties regarding any products or services offered by TruHearing, a third-party vendor. The vendor is solely responsible for the products or services offered by them. Not available in WA, UT, MD or CA. To obtain additional information  go to TruHearing.com or call 1-844-571-9952.

VSP is providing information to its members but does not offer or provide any discount hearing program. The relationship between VSP and TruHearing is that of independent contractors. VSP makes no endorsement, representations or warranties regarding any products or services offered by TruHearing, a third-party vendor. The vendor is solely responsible for the products or services offered by them. If you have any questions regarding the services offered here, you should contact the vendor directly.

TruHearing offers individuals the opportunity to purchase hearing aids at discounted prices, including individuals covered by self-funded health plans not subject to state insurance or health plan regulations. TruHearing is not insurance and not subject to state insurance regulations. TruHearing provides discounts to certain health care groups for hearing aid sales and services; TruHearing provides fitting, programming and three adjustment visits at no cost; the member is obligated to pay for testing, and all post-fitting hearing care services, but will receive a discount from those health care providers who have contracted with TruHearing. Not available directly from VSP in WA, UT, MD or CA.

 

Resources

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